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July 6, 2013

Health insurers fear young people will opt out

(Continued)

That includes 27-year-old Emily Nicoll of Dallas, who makes $20,000 a year working in customer service for a sports team.

She said she pays a lot of money for basic health benefits, including $80 a month for two prescriptions and a $100 co-pay for each doctor’s visit. But the memory of being in a car accident in high school lingers, so she will continue to pay for health insurance once the new law takes effect.

“That’s the fear that makes me pay out that $151 a month,” said Nicoll, who says most of her friends do not have insurance.

She would receive a $2,100 tax credit under the Affordable Care Act and pay about $83 a month for her premium.

While Nicoll stands to save money on health insurance under the new law, many young people who make more money would not.

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